Happy Saturday all! Welcome to the latest edition of the Carnival of Financial Planning. If you’re looking for some of the best tips online in regards to things like budgeting, investing and debt then look no further! If you’d like to submit a post to future carnivals, you can do so here. If your post was included in this week’s carnival, please remember to link back to the carnival host within the next two weeks. Have a great weekend everyone and stay warm!
BUDGETING AND ECONOMICS
John @ Frugal Rules writes And You Wonder Why We Have Financial Problems… - Recent studies show, and not really surprisingly, that much more money is being spent to market financial products as opposed to teaching about them. While this may seem like an impossible problem to solve, teaching financial literacy can help stem the tide. Teaching financial literacy will help individuals begin to make wiser financial decisions like saving for retirement and living within their means.
Mr.CBB @ Canadian Budget Binder writes Comparing comparison sites in Canada – Before you run out to spend your money you might be able to check the price and model online to get the best price going and save yourself some money.
Jerry @ Motive Finance writes How to Budget for a New (or New-to-You) Car? – Cars are depreciating assets, so it’s doubly important to budget wisely when purchasing one.
Alexis @ FITnancials writes Personal Finance Tips For Young Adults – The period after high school can be a hard time. Most schools do not teach young adults enough about personal finance. I think there should be a class in high school teaching students how to write a check, pay bills, buy a house, pay for college and so on. Hopefully one day it is a requirement for all schools!
Alexa @ Defeat Our Debt writes The Costs of a Five Year Old’s Birthday Party – Kids birthday parties can be very expensive. Here is how much I spent on a birthday present for my five year old.
Holly @ Club Thrifty writes Buying a House: HOA Fees and Other Shenanigans – Living in a neighborhood with an HOA usually means extra rules and at least a few HOA fees. However, there are benefits to having an HOA.
Danielle @ Saving Without a Budget writes What you should be Teaching your Teenager about Credit – One of the basic goals of every parent is to teach their child the lessons they need to know to be able to make it on their own when they become adults. Of all those lessons, one of the best that you can teach to your kids is how to handle credit.
Daniel @ Make Money Make Cents writes Want to make smarter money decisions? Use these tips from Economist Noreena Hertz – Noreena Hertz advises people in power, including presidents, prime ministers and CEOs, about international debt and globalization. She also wants to help people like you and I make better financial decisions.
Stu @ Poor Student writes What Should You Do if Student Loans Won’t Cover Tuition? – Sometimes student loans don’t cover tuition and or/textbooks, and you need to find a way to come up with the money so you can continue going to school without getting kicked out because you have a late payment.
Grayson @ Debt Roundup writes How I Saved $780 Per Year On My Cell Phone Bill – One question that I get often is “How do I save money on my cell phone bill?“. I can understand the popularity of this question because it seems cell phone bills are getting higher and higher these days. I decided to show others how I saved $780 per year on my cell phone bill.
CAREER AND INCOME
Daisy @ Suburban Finance writes How to Not Pay Taxes – While death and taxes are the only guaranteed things in life, there are a few legal ways to not pay taxes. Nobody likes paying too much tax!
Gary @ Gajizmo writes How To Make Your Resume Stand Out – Whether you are a college student about to graduate next semester or a professional who is looking to switch careers, most employees in the labor force know that Spring and Summer offer the best opportunities to find a new job. Here are some tips to make your resume stand out and help you land the interview.
Tonya Stumphauzer @ Budget and the Beach writes How I Made 10k in Side Income – A breakdown of how I made 10k in side income in 2013.
Pauline @ Make Money Your Way writes November blog income and stats recap – Time for a new blog income and stats recap over at Make Money Your Way
DEBT AND CREDIT
Maria @ The Money Principle writes Frugality of Folly: breadmaker for Christmas? – Having a breadmaker is key to saving on food and I am getting my sons one for Christmas.
Lindy @ Minting Nickels writes Finding New Ways to Save Money and Pay Off Your Debt Faster – If you’re on a mission to pay off debt, you’ve likely already found obvious ways to slash your budget.
Jon Haver @ Pay My Student Loans writes 3 Tools to Help Pay off Student Loans – Graduation day is arguably one of the best days in the entire college experience. After years of study, students are now ready to pursue a career in their chosen field and reap the rewards of their hard work.
INVESTING AND SAVING
SBB @ Simple Budget Blog writes Analytical versus Creative Budgeting: Which one do you do? – Are you an analytical or creative budgeter? Both have methods to their budgeting, just different ones. View these examples to view where you fit!
Kyle @ The Penny Hoarder writes 10 Weird Ways to Make Christmas Cash – Christmas is around the corner and if you’re in need of some quick, holiday cash, try one of these 10 weird ways to make extra money…
Cindy @ MidLife Finance writes Twenty-Six Ways To Save On Christmas – Christmas is less than a month away…and you need to make your money stretch as far as possible. How can you do it?
Wayne @ Young Family Finance writes Cable, Satellite, or Neither: Which Television Solution is Right for Your Budget? – Should you choose cable, satellite, or neither for your next television show provider? We provide the advantages and disadvantages to each.
Tushar @ Finance TUBE writes Your Guide to SIPPs and Pension-Oriented Investments – SIPP stands for Self Investor Personal Pension. If you have a significant pension pot or one that consists of several different strands, you may want to consolidate them. A SIPP is essentially a pension ‘wrapper’.
PPlan @ Provident Plan writes Is Trading Forex an Effective Way of Supplementing your Income? – While the UK government may be taking solace in improved growth portents and the prospects for a brighter 2014, there is still considerable work to be done!
Tushar @ Start Investing Money writes Can Research Save You Money at Christmas? – We tend to focus a lot on investing money throughout the year, but trying to keep this up as we get closer to Christmas can be difficult. However even though you will likely spend more than usual on gifts for other people, you can still save money while doing so.
Ted Jenkin @ Your Smart Money Moves writes What Is A Bitcoin? – In the past several months, more and more people have been asking me about the stock market, the US Dollar, and just in general where the direction of the
FI Pilgrim @ FI Journey writes I Just Set Up My First Roth IRA – It has taken me a while to see the light, but I just set up my first Roth IRA account and it was a shocking simple process!
RISK MANAGEMENT AND INSURANCE
JP @ My Family Finances writes Save On Healthcare Costs – What are some of the ways that you can keep these healthcare costs under control?
Adam @ The Cheapest Cars To Insure writes 10 of the Best Insurance Group 1 Cars – Getting the best affordable insurance policy for your type of car.
REAL ESTATE AND PROPERTY
Tushar @ Earn More and Save writes The Questions At The Centre Of The Mortgage Journey To Homeownership – Each Canadian family must ask questions that form the basis of the mortgage journey to ensure their investment in a home is a wise decision.
Mrs. Accountability @ Out of Debt Again writes Examine Your Utility Bills Every So Often – Do you get your bills and pay them without taking a second glance? What if your bill is higher than normal? Do you just assume it’s your fault and pay it?
RETIREMENT AND TAXATION
Ryan @ Cash Money Life writes Why an IRA Makes Sense Even If It Isn’t Tax Deductible – Not all IRAs are tax deductible. But that doesn’t mean you should avoid them. In fact, it’s almost always a good idea to invest in an IRA for retirement.
Gabe @ CPA Tax Guy writes Accountant Tips for Taxes – If you’re looking to find ways to save money on taxes before the upcoming IRS filing, come read and learn.
Photo courtesy of: Tax Credits