Welcome to the Carnival of Financial Planning, B edition. We have some great submissions this week from budgeting to investing. If you have some time this weekend, I encourage you to read some of the selected posts. If you would like to submit to future Carnival of Financial Planning editions, you can do so here. Please also remember that if one of your posts was selected to link back to the Carnival host within the next two weeks.
BUDGETING AND ECONOMICS
Little House @ Little House in the Valley writes Tread Lightly In This Economy – News about the health of the economy seems to be contradictory; on one hand, auto sales and the housing market are on an uptick, yet on the other job creation is flat. So how can any individual buffer themselves against such a delicate economic state of affairs?
Anton Ivanov @ Dreams Cash True writes Manage Money Like a Pro – Summer Travel Edition – Summer travel can get expensive, so our first edition of the Manage Money Like a Pro series highlights ways to save money while traveling.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes CREATIVE FUNDING IDEAS FOR YOUR SMALL BUSINESS – Entrepreneurship financing ideas. Small business owners-funding tips.
Walt@MyWealthDEsire @ My Wealth Desire writes The Cost of Child’s Education and Quality of Education – One of the best things that we can provide to our kids is education. Education cost for our children is one of the major expenses in our monthly budget. It is really very stressful to send our youngsters to school nowadays.
CAREER AND INCOME
Dollar @ Easy Extra Dollar writes Earning Money Through Work From Home – Affiliate marketing is considered to be just a sideline since the money that you can acquire from it will depend on the number of referrals that you can make. This is also a kind of job wherein people can do during their free time from their regular work.
Alexis @ FITnancials writes Turn Your Passions into Profits – Some people warn you not to mix your passions and your employment. For some reason, they think that you’ll suddenly enjoy your hobby much less if it turns into your sole source of income.
Jordann @ Making Sense of Cents writes Make Extra Money – Offline Side Hustles – While most blog posts about side hustles seem to focus on ways to make money online, I’d like to shine the spotlight on excellent side hustles that have nothing to do with the online world.
Crystal @ Married (with Debt) writes Is A Salaried Job Really Better Than An Hourly Job? – For years, I aspired a salaried job; it seemed like the pinnacle of professional success. Then I got one… and pined for the hourly job I’d left behind!
Green Panda @ Green Panda Treehouse writes How Much Are You Sharing on Facebook? – What are you posting on Facebook?
Ryan @ Cash Money Life writes Part-Time Jobs that offer Health Insurance Benefits – Are you looking for affordable health insurance? We list 12 companies that offer health insurance benefits to part-time employees. Get started now!
Robert @ My Multiple Incomes writes My Monthly Income Stream Report – June 2013 – June was also a crazy month on several fronts! If you have never checked out my monthly income stream reports before, you’re in for a treat, because this month was extreme. I usually write this report to give motivation, inspiration, and share my struggles and challenges. This month has been no exception.
DEBT AND CREDIT
Irfan @ Everything About Investment writes Conquering Debt Fast – 4 Daily Tips To Help You Pay Off Your Debt – The burden of living with debt can weigh heavy on consumers who feel like they have no options. If you are a person who has problems making ends meet each month due to the bills you have to pay, then there are daily tips you can follow which will help relieve some of that stress. By taking matters into your own hands, you can start to climb out of the financial hole you have dug.
Ashley @ Money Talks Coaching writes How Am I Going To Pay Off Two Million Dollars Of Debt? – Well, things are kinda starting to clear up over here. It’s been 10 weeks since my Dad passed away and we are still finding stuff.
Daisy @ Suburban Finance writes 3 Things You Can Do Today To Slow Down Credit Card Use – As credit card use continues to skyrocket, more and more consumers are finding themselves in debt. There’s no surprise that there’s quite the correlation there. Living in a consumerism driven society, many of us have become used to the term, “It’s OK, I’ll just put it on my card.” when we can’t seem to afford …r
Kevin Watts @ Graduating from Debt writes CU Student Loans Review – A very detailed look into one of the most popular credit unions for student borrowers
Little House @ Little House in the Valley writes Summer Progress and Goals Update – Here’s a visual “to-do” list that I’m working on for the summer months. (Much nicer looking than my everyday scratch pad!)
INVESTING AND SAVING
Miss T. @ Prairie Eco Thrifter writes How to Have Your Cake and Eat It Too – If you end up in life with assets that you would like to use or from which you need to receive income, yet also want to donate to charity, there may be ways for you to do both. With the help of an estate planning lawyer and your accountant you might be able to use one of these “have your cake and eat it too” ideas.
Corey @ 20s Finances writes Stocks to Pay Attention to Right Now – Every share of stock on a public market is a piece of a living business, one which has customers, employees, and a break room hopefully full of delicious goodies.
Ted Jenkin @ Your Smart Money Moves writes Five Items To Always Buy Used – There are purchases that can really last for a long time and improve your bottom line if you shop the right way. Here are my five items to always buy used.
SFB @ Simple Finance Blog writes Should You Buy a Foreclosure? – Homeowners these days are faced with many challenges and being unable to pay their mortgage is one among them.
IMB @ Investing Money writes A Fresh Look at the Oil Sector – The past ten years have brought changes in oil and gas exploration. Foremost among them has been the revolution in “fracking.” Read here for information.
Kanwal @ Simply Investing writes How Would You Like to Give Yourself a Raise? – Would you like to give yourself a raise? You can by simply investing in companies that regularly increase their dividends. Dividend increases mean more money in your pocket. An increasing supply of dividends increases your income. You can use that increased amount of money for anything you wish, or re-invest it and earn more for years to come.
Martin @ Studenomics writes Insanely Helpful Tools That Changed My Life (and free money) – Do you have the right tools?
Pete @ Intelligent Speculator writes Dividend Stocks vs Dividend ETF’s – The Debate About Fees – Are the fees worth it?
A Blinkin @ Funancials writes Q2 Review – 2013: Is Good News Bad News? – Since 2008, the Federal Reserve has reached beyond the traditional tools of monetary policy in an effort to fulfill its’ dual mandate of achieving maximum employment and stable prices. Most recently, the Federal Reserve introduced a third round of quantitative easing, purchasing a combination of $85 Billion worth of longer-term U.S.
Jacob @ AllPersonalFinance writes A guide to planning a wedding overseas – The average cost of a wedding in 2013 is lb21,939, according to research from industry magazine You
Wayne @ Young Family Finance writes The Three R’s of Green Consumerism – Green consumerism can help in more ways than you think. How reduce, reuse, and recycle can same you and your family money.
Tushar @ Start Investing Money writes Can You Be a Spender as Well as a Saver? – When you hear about individuals and their money habits, you generally find they fall into one category or the other. They’re either spoken of as a spender or a saver.
Mr. Frenzy @ Frenzied Finances writes Finding Quality: Products Worth Your Extra Cents – Though quality may be subjective to some consumers, there are products that make sense to pay extra. Read here for tips on products you should invest in.
LaTisha @ Young Finances writes Is Cable Worth the Costs? – Cable gives you the ability to watch more channels, see a wider variety of programming, & really enjoy all that television has to offer. But cable is expensive.
CAPI @ Creating a Passive Income writes Bulls and Bears: What You Need to Know About Entering The Stock Market – Interested in entering the stock market? There are things you should know first. Read here for tips on how to enter the stock market successfully.
Robert @ The College Investor writes 6 Key Points on the New Student Loan Rates – If you are following the news, you probably know that interest rates on Stafford student loans in the US just doubled from 3.4% to 6.8%. But what does this mean for the typical college student with a student loan? Here are the six key things to realize about these new student loan rates.
John S @ Frugal Rules writes Finding Strength in our Lack of Investment Control - Investing in the stock market can be rife with emotion as stocks go up and down. While there is a lot we can’t control, there is much we can. By focusing on what we can control you can set yourself up for effective investing and start you down the road of investing for long term needs like retirement.
RISK MANAGEMENT AND INSURANCE
GD @ MLIQ123 writes Different Types of Life Insurance Policies – Every financial planner and adviser touts the importance of having life insurance, and this isn’t just because it is their job, but because the real life benefits are tangible and significant. Yet with so many policies and companies available, how do you which type of life insurance is best for you? Here is a detailed explanation of the different types of life insurance policies, from term to whole to universal coverage to help you reach your financial goals.
PPlan @ Provident Plan writes Life Insurance & the U.S.’s Top 5 Most Dangerous Jobs – One might not think that the two would go hand-in-hand—in fact, one might think that danger and life insurance would be akin to oil and water—but believe
REAL ESTATE AND PROPERTY
Chris Topher @ This That and The MBA writes Is the Adjustable Rate Mortgage becoming extinct? – This notion did not surprise me because interest rates are at historic lows for fixed rate mortgages. You would be silly not to lock in a mortgage at these rates now, the interest rates are likely not going to get any lower than they are in your life time. Listen they are at rock bottom now.
Don @ MoneySmartGuides writes Expert Advice on House Selling – Thinking of selling your house, read this expert advice first.
RETIREMENT AND TAXATION
Maria @ The Money Principle writes Get Rich, Think Like a Rich Person – Read these five differences between the way in which poor and rich people think.
MMD @ IRA vs 401k Central writes Roth and Traditional IRA Income Limits – Can I Contribute? – If you don’t exceed the Roth and Traditional IRA income limits for 2013, then you may be able to invest more of your money into a fund for tax free growth.
Photo courtesy of: Tax Credits