Bigger And Better Things In 2015 & 2014 Goals Recap
This post may contain affiliate links. Please read my disclosure page for more info.
It’s hard to believe it, but we’re three weeks into 2015 already. While 2014 was a whirlwind, it was good on many levels. I had a number of wins, like in my personal weight loss goal and a few others that I’ll talk about later. At any rate, last year was the first time I laid out specific goals on the site and I’m glad I did; it really helps keep you accountable knowing that you’re broadcasting what you’re working on to others. 🙂
Throughout last year I shared how far I was in regards to reaching my goals and thought it would be good to give a final tally showing how things fared. My one big takeaway from last year was the importance of having fewer goals. I found, on many occasions that I had too many goals and as a result was not as focused as I could have been.
That is changing this year! I plan on only having 2-3 goals max to work on. My hope is to use that to have a tighter focus that will help me hopefully kill it on all of them. You’ll also notice that I don’t have specific numbers on all of my goals. The reason is that our clients and family read the site. You can never control how someone is going to receive the numbers and some may not have context for it. So, in some things I’ll share numbers and others I won’t. 🙂 With that out of the way, let’s see how I did last year.
2014 Goals Recap
Start going to bed by 10:00 P.M. during the week: I won’t hold back on this one – this was an utter failure. We had been doing so-so for a few months, but the wheels fell off this bus a LONG time ago. I’ve accepted that this is just a phase of our current life.
Stop snacking once the kids go to bed: This was a huge success for me. I’ve completely changed my eating habits over the course of the year and am very thankful for that. It wasn’t always easy, but was well worth it in the long run.
Use our exercise bike 3-4 times per week. I’d give this one a pass. It depends on the week and our workload, but I’ve been coming in with usually working out at least four times per week and up to six times in many cases. I added in some interval training about mid way in the year and am seeing good results.
Add one more blog management client. This one got scrapped actually as I’ve taken on more writing gigs, namely AOL Jobs most recently. If you need a writer, contact me. 🙂
Buy another PF blog. I bought Wise Dollar last year so I’ll put this as a pass. I am on the lookout for another one so if you know of one, let me know. 🙂
Getting back to being serious about saving for retirement. I’ll rate this as a pass. We were able to max out both our Roth and SEP IRA’s with Scottrade. Saving for retirement while being self-employed can be a challenge so I’m pleased with this.
Start actively saving for a new-to-us car each month. I’ll put this one as a 50/50. We did start putting away $300 per month, in our Discover Bank Online Savings Account, about 6-8 months ago but the simple fact is we need to do more. I’m thinking we’re likely going to need a “new” car within the next two years and I don’t want a car payment so we need to seriously ramp this up.
Reach a better balance at home between our work time and family time. This is a fail as well. It has been a real challenge at times and I don’t see it getting any easier to accomplish in the near future. 2015 is going to have to include more scheduling of things in in order to have this move closer to a pass.
Take the little Frugal Rules to Disney for free right before New Year’s. This one got completely scrapped. We had been planned to go on a Disney cruise over Christmas with family but plans fell through. Not being a Disney fan this doesn’t hurt my feelings much.
See what I mean about losing focus with having too many goals? I get tired just reading that list. Some things I did great on, and others were absolute failures but it’s tiring to read that list. With that in mind, let’s move on to the bigger and better things for 2015.
What I’m Working on in 2015
In light of wanting a tighter focus in 2015 I’ve narrowed down my goals to three. I think that’s a good number to start with, though I won’t be surprised if I find that I need to take it down to two. The point is to have a strong focus on each so I can have a better chance of success. That said, they’re below:
Save at least $15,000 towards a new-to-us car. Like I mentioned, I believe we’re going to need a “new” car within the next two years. I do not plan on having a car payment so we need to save a serious chunk of money. I believe if we’re able to save at least $15,000 each in the next two years and add it to what we already have we should hopefully be able to get the kind of car we want. It won’t be easy, but it can be done.
Do P90X. This one actually scares the crap out of me, to be honest. But, no pain no gain…right? 🙂 I’ve reached a plateau with my weight loss and really want to stretch myself as I only have 17 pounds to reach my weight loss goal of 100 pounds. I may find that I’m a complete fool for attempting it, but I have a goal I’m trying to reach and it’s going to require kicking my own butt to get there. If I’m asked though…I never made this goal public! 😉
Start and complete a course for Frugal Rules. I mentioned wanting to do this several months ago and have made absolutely no headway on it. So, I’m making it public again. Mrs. Frugal Rules keeps telling me I need to do one, and she’s right. This will require scheduling time to get started but I want to have a course done and ready to be offered to readers by the end of the year.
There you have it. I wanted to have one financial goal, one personal growth goal and one blogging goal and I think these all fit well. You’ll also notice I don’t have anything about saving for retirement and my thoughts on that are that it’s a given so there’s no point in making it a public goal when it’s something just to check off. I don’t know how 2015 will play out, but my hope is with an increased focus on my goals, it’ll be a successful one.
What are some serious goals you’re planning on working on for 2015? Do you like to have many goals or just a couple to focus on? Have you ever done P90X?
Photo courtesy of: Photo courtesy of: ©Depositphotos.com/londondeposit
Latest posts by John Schmoll (see all)
- 2016 Goals: Wrapping Up the Year - December 7, 2016
- Discover Bank Online Savings Account Review - December 2, 2016
- 5 Best Automated Retirement Programs for New Investors - December 2, 2016