The Myth of the Payment Mentality

Payment Mentality

“Have this new car now for only 48 monthly payments of $399.99” “This shiny new widget can be yours for only three payments of $29.99” You’ve likely seen or heard these sound bites or ones like them before. Why do we see them over and over? Because they work! People, myself included in past years, …

How to Feel Better About Your Finances

Feel better about your finances

Anyone who is a regular reader of Frugal Rules knows that I care about how you manage your money. There are a number of ways you can do that, including avoiding debt and investing for your future. At its heart, managing your money means knowing what is going on with your money each month. I …

Where It All Began…

Where it all Began

I remember the day just like it was yesterday, sadly it was a little over 15 years ago. I was sitting there staring at another credit card bill that was at least 90 days past due. I had no clue what I was going to do as the last time I calculated all four of …

Money Lessons From a Happy Meal

Happy Meal

Why is it that kids seem to come out of the womb loving McDonald’s? I mean seriously, most children can sniff out the Golden Arches from miles away. While Mrs. Frugal Rules and I would normally prefer to go hungry than to throw down a Quarter Pounder, we do indulge the little Frugal Rules and …